We act in your best interests, bound by the highest level of legal responsibility—the Fiduciary legal standard.

Many investors are unaware that their financial advisor may not be legally required to act in the client’s best interest.

The majority of salespeople, planners and advisors in the financial services industry are employees of the very company which provides the financial products which are sold to clients. Their job is to generate profits for their firm.

These salespeople are compensated by commission for sales. This generates an apparent conflict of interest when the salesperson advises the client to buy a specific product. Is the purchase in the best interests of the client, or of the salesperson?

Salespeople are held to an industry standard called “suitability.” This means “close enough is good enough.” If an investment is “suitable” for a client, and the salesperson has two similar investments to offer, one with a higher commission, it is likely that the client will be offered the higher commission investment.

Our Unclouded Vision

Wealth Management Northwest is held to a much higher legal standard—the Fiduciary Standard.

When you contract us as your advisor, we sign an engagement letter which specifies that we represent you, not the product providers.

Additionally, Investment Advisors are paid by retainer and fees, not transactions, which eliminates the commission-driven conflict of interest when we render advice. Some Investment Advisors are dually licensed to sell commissionable products, and will offer those to clients only in the case where there is no acceptable fee alternative. In these rare cases, clients will be offered a choice of products and any compensation will be disclosed.